Will AI replace Bill and Account Collectors?
Office and Administrative Support · O*NET 43-3011.00
Task exposure index for this occupation
Averaged across the week, this work sits in the middle of the exposure scale: a real part of it is already automatable and a real part is not. O*NET breaks Bill and Account Collectors into 13 distinct work activities. Weighted by how much of the week each one takes, 26% of the job sits at or above the threshold where current systems can do the task end to end. The single largest contributor is "Maintain financial or account records", which scores 95 and takes roughly 14% of the week. That is the average for the job title. It is not a measurement of any particular person’s week, and the difference between the two is usually larger than the difference between job titles.
Model v1.2 · activity indices last updated 18 August 2026
What this occupation does
Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer's account, preparing statements to credit department if customer fails to respond, initiating repossession proceedings or service disconnection, and keeping records of collection and status of accounts.
The most exposed parts of the job
Scored 0–100 on how completely a current system could perform the activity.
- Maintain financial or account records.95
About 14% of a typical week
- Maintain medical records.95
About 2% of a typical week
- Sort mail.82
About 2% of a typical week
- File documents or records.80
About 2% of a typical week
- Obtain personal or financial information about customers or applicants.72
About 3% of a typical week
The least exposed parts
The same scale. These are the activities current systems handle worst.
- Negotiate financial arrangements.20
About 19% of a typical week
- Respond to customer problems or complaints.24
About 8% of a typical week
- Provide information to coworkers.40
About 5% of a typical week
- Provide notifications to customers or patrons.42
About 8% of a typical week
- Discuss account status or activity with customers or patrons.42
About 15% of a typical week
How far off the rest is
Of those 13 activities, 6 can be performed by systems available today and 2 are outside what current approaches do at all. The remaining 5 sit in between — demonstrated in research or in narrow products, but not something you can hand over whole. We do not put dates on that middle group, because nobody can.
Compared with similar occupations
The nearest scoring roles in Office and Administrative Support.
- Bill and Account Collectors (this page)50
- Shipping, Receiving, and Inventory Clerks49
- Hotel, Motel, and Resort Desk Clerks49
- Meter Readers, Utilities51
Why your own number is different
Two people with the title "Bill and Account Collectors" can spend their weeks on almost entirely different parts of this list, and the parts they choose move the number far more than the title does. Who signs off when the work is wrong, whether the job needs you physically present, and how fast you have picked up the tools all change it again — and none of that is in an occupation average.
The assessment asks you to divide your own week across these activities and answer fourteen questions about the parts of the job an occupation average cannot see. It takes six to nine minutes.
Score my own roleFree to take. The full report is a paid subscription — the price and its terms are on the pricing section, before you start.
Questions
Will AI replace Bill and Account Collectors?
We do not answer that, because nobody can. What is measurable is how much of the work is already doable by machine: for Bill and Account Collectors, about 26% of a typical week, across 13 activities. The other 74% is not, and what happens to the job depends on things this index does not contain — cost, regulation, who carries the liability, and what the people doing it decide to do next.
What part of this job is most exposed?
"Maintain financial or account records" — it scores 95 out of 100 on task automatability and takes roughly 14% of the week.
What part is least exposed?
"Negotiate financial arrangements", at 20 out of 100. Work like that is where the hours you protect tend to be worth the most.
Where do these numbers come from?
The activity list and the time weights come from O*NET 30.3, the US Department of Labor's occupational database. The exposure score for each activity is ours, from a published model — the weights, the priors and the limitations are all on the methodology page. No language model is involved in the arithmetic.
Does this apply to my job?
Only roughly. This is the average for the title, and the number that matters is the one for the week you actually work. The assessment asks you to divide your own time across these activities and answer fourteen questions about accountability, the parts of the job that need you specifically, and how fast you have adapted. That produces a different number, and usually a more useful one.
The full model — the weights, the priors and what it cannot see — is on the methodology page.